Where do I start if I want to buy a house?

December 12, 2020

One Response

  1. Buying a house is sometimes a long and stressful process, but it is worth the effort because it’s a great investment that makes many memories. So where do you start if you want to buy a house?

    1. Consider your finances. You will need to have money already saved for the down payment. You can still buy a house with a low down payment, discuss your options with your bank agent.
    2. Gather all necessary documents. Take time to organize your paperwork, employment information, debt status, savings status, other income sources, and an inventory of your assets like houses and cars. 
    3. Confirm if you are eligible for grants or rebates. As a first-time homebuyer or if you are of a specific age, you may be eligible for down payment rebates.
    4. Confirm your eligibility with the bank. You may not be eligible for a mortgage if your finances aren’t high enough for the type of house you want. 

    Shop around to find what suits your needs and interests best. A real estate agent can help with this.

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