Cost of living - San Francisco

How Much Does It Cost to Live in San Francisco in 2024?

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What is the average monthly cost of living in San Francisco?
The average cost of living in San Francisco is $3,586.65 per month.

San Francisco is an American treasure. It is well-known for its cultural diversity, progressive approach, beautiful natural scenery, delicious food, music, art, and culture. The large city has a very welcoming and neighborly vibe, and over 900,000 people call San Francisco home. 

There is a certain charm in San Francisco that draws in many new residents each year. But like many major cities in California, San Francisco has a high cost of living.

In this article, we will help you with everything you need to know about the cost of living if you are looking to move to San Francisco. Let’s take a look!

Methodology

The main data collection source for this article is Numbeo and trusted city-related websites, including SF.Gov and Muni Transit. The costs presented are estimates and pertain to an individual living alone on a monthly basis.

Cost of Living in San Francisco, CA – 2024

Housing costs in San Francisco

Living in San Francisco is not cheap. San Francisco is one of the most expensive cities for real estate in the United States. For renters, there is tough competition to find an apartment in San Francisco, even in expensive neighborhoods. 

Cost of rent in San Francisco

Area/Neighborhood

1-bed apartment

3-bed apartment

San Francisco (Outside of Center)

$2,659.34

$4,918.69

Numbeo (Sept 2023)

Cost of buying a property in San Francisco

Area/Neighborhood

Average home price 

San Francisco

$1,271,322

Zillow (Sept 2023)

Utility costs in San Francisco: Internet, electricity and water

Whether you own a house or pay the rent, you must cover the utility cost. The average basic utility package that includes heating, electricity, water, and garbage in San Francisco is as follows:

Utilities

Cost

Basic

(Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment

$240.85

Internet

(60 Mbps or More, Unlimited Data, Cable/ADSL)

$67.82

Total

$308.67

Numbeo (Sept 2023)

What is the average monthly cost of utilities in San Francisco?
The average monthly cost of utilities in Los Angeles is $308.67.

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Grocery costs in San Francisco

San Francisco is one of the most expensive cities in the country in regard to food cost. The prices of everyday food products such as eggs, milk, and bread are higher than the national average.

Grocery items in San Francisco

Cost

Milk (regular), (1 gallon)

$5.98

Loaf of Fresh White Bread (1 lb)

$4.58

Rice (white) (1 lb)

$2.74

Eggs (regular) (12)

$5.76

Local Cheese (1 lb)

$8.83

Chicken Filets (1 lb)

$7.37

Beef Round (1 lb)

$8.51

Apples (1 lb)

$3.01

Banana (1 lb)

$1.58

Oranges (1 lb)

$2.21

Tomato (1 lb)

$3.56

Potato (1 lb)

$2.01

Onion (1 lb)

$1.87

Lettuce (1 head)

$3.29

Bottle of Wine (Mid-Range)

$15.00

Domestic Beer (0.5 liter bottle)

$2.04

Imported Beer (12 oz small bottle)

$3.16

Numbeo (Sept 2023)

What is the average monthly cost of groceries in San Francisco?
The average monthly cost of groceries in San Francisco is $326.00

Public transit in San Francisco

San Francisco’s public transportation system is very convenient, especially regarding accessibility. San Francisco offers a wide variety of public transport options. In fact, San Francisco has one of the lowest car ownership rates in the country. 

Type of fare

Rate

Single ticket

$3.00

Daily pass

$5.00

Weekly pass

$47.00

Monthly pass

$98.00

Muni Transit (August 2023)

How much does a monthly transit pass cost in San Francisco?
The monthly transit pass costs $98.00 (includes Cable Car) + BART within San Francisco.

Entertainment costs in San Francisco

San Francisco is famous for its captivating Golden Gate Bridge, Presidio, and Mission murals. Additionally, its proximity to the Bay Area, trails, parks, and mountains allow water-based activities, and outdoor lifestyle, making it an appealing place for those seeking a high-quality, balanced and enriching life.

Entertainment in Los Angeles

Cost

Mid-range restaurant meal

$50.00

Taxi 1h

$29.00

1 cinema ticket

$16.00

Total

$95.00

Numbeo (Sept 2023)

Sales tax in San Francisco

San Francisco’s sales tax is set by the state at 8.625%. The city retains 1% of all sales tax proceeds. This tax generates income for the City’s General Fund.

SF.Gov (Sept 2023)

Healthcare costs in San Francisco

Healthcare has quite a good reputation in San Francisco with all its high quality medical institutions. With all the big tech industry companies in San Francisco, there are definitely some great employer sponsored insurance packages. 

Type of healthcare

Cost

Employer-sponsored health insurance

$101.03

Non-employer-sponsored health insurance

$486.00

Gym

$99.64

Numbeo (Sept 2023), CA Health Care Foundation (April 2023) & EHealthInsurance (Sept 2023)

What is the average monthly cost of employee-sponsored health insurance in San Francisco?
The monthly cost of employee-sponsored health insurance in San Francisco is $101.03.

Conclusion

The cost of living in San Francisco, California is high; however, the city offers a beautiful landscape, a great food scene, and an efficient transport system. If rightly budgeted, you can move to San Francisco in no time. The average cost of living in San Francisco is mentioned in the table below:

Category

Monthly cost

1 bed apt rent outside city center

$2,659.34

Groceries

Numbeo’s grocery list ($81.50 multiplied by 4)

$326.00

Utilities

Electricity, heating, cooling, water, garbage

$240.85

Internet with 60 Mbps

$67.82

Transit pass

$98.00

Entertainment 

Meal, taxi, movie

$95.00

Gym membership 

$99.64

Total

$3,586.65

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Selina Cifelli

The author

Selina is a motivated marketing intern with a keen interest in developing engaging content related to moving experiences and city life. With a passion for fashion and traveling, she brings a fresh perspective to our readers. Her talent for crafting innovative written material effectively positions MovingWaldo as a trusted resource for hassle-free and efficient moves.

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