How Much Does It Cost to Live in Halifax?

The beautiful city of Halifax is the capital of the province of Nova Scotia. The city is now part of the Halifax Regional Municipality (HRM) as is recognized as a major economical center in Atlantic Canada. The city has an estimated population of 440,332 with a total land area of about 5,490.3 sq. Km, making it the 14th largest municipality of Canada as well as the 13th largest metropolitan area. Halifax has a major concentration of government services as well as it contains a substantial number of major private sector companies. 

The city of Halifax is also famous for the Halifax Shipyard, Saint Mary’s University, and Dalhousie University. Other major economic generators include various levels of government along with the Department of National Defense being situated in the city. Additionally, there are many resource industries located in Halifax.

Cost of living in Halifax - 2021

Housing Cost in Halifax

Given below is a table that lists down the prices of different types of apartments and their costs.

City DistrictStudio1 Bedroom2 Bedroom3 + Bedroom
Downtown Halifax$975$1315$2165$2200
West End$945$2535
Dartmouth Centre$1795$2550$3198
East Dartmouth$639$720
Clayton Park West$875$1255$1465$1590


Average rent price for 1 Bedroom apartment


(* Zumper)

Average Cost of Utilities

Electricity, Energy, Water and more

Being situated in the province of Nova Scotia, the average rate of electricity for the city of Halifax is the same as for the whole province i.e. 15.0¢/kWh, which is one of the modes rates in comparison to provinces like Nunavut standing at 37.5¢/kWh and Northwest Territories at 38.7¢/kWh. If your apartment or house is averagely consuming around 1000kWh, your electric bill will come around $120. Other provinces providing similar or even cheaper rates of electricity include Ontario, Manitoba, and Quebec.

For an 85m2 apartment, the collective bill of all the utilities is averaged around $103 which includes heating, cooling, garbage, water, etc. Electricity may or may not be added to this figure depending upon the rate of consumption.

Home Insurance Rates

As for monthly home insurance rates, throughout the province of Nova Scotia, if you own property, you are likely to pay an insurance of about $780 on average.

Whether you are living in a rented apartment or a condo, you will require some form of insurance coverage for your dwelling. In terms of property coverage, you have a few options.

Home Services

Type of Coverage

Coverage amount

Dwelling building

Replacement cost of your home

Detached Private Structure(s)

10% – 20% of replacement cost

Personal Property

70% – 80% of replacement cost

Additional Living Expenses

20% – 30% of replacement cost


Average monthly cost for Utilities + Insurance



Cost of Public Transport and Parking Rates

The city of Halifax provides its residents with a number of ways to travel around the city conveniently with the conventional mediums including buses, ferries, and Access-A-Buses. Then there is the regional express metro traveling on routes 320, 330, and 370.

The fares can be seen in the table below.

For the average cost of public transport in the city of Halifax, consult the table below.


Conventional Mediums

Fare category

Cash to fare

10 tickets

Monthly pass



Age 0-12 years






Age 13-17 years






Age 18-64 years






Regional Express

Fare Category

Cash Fare 

X Pass

Ticket, Monthly Pass, U Pass, or transfer


Age 0-12 years





Age 13-17 years





Age 18-64 years





Cost of The Public Bicycle Sharing System

In terms of the public bike-sharing system, you will find that the beautiful metropolitan city of Halifax still lags behind many other cities that have their own bike-sharing systems whether introduced by the local government or even private vendors. But there are many active moments on social media urging the government of Halifax to take the initiative of introducing a public bike-sharing system.


Car Parking Rates

The city of Halifax has upgraded its paid car parking system from individual meters to pay stations which consists of pay-by-plate and pay-by-zone systems. Despite this, there will still be a mixture of a permit, paid, and hourly parking in the parking zones. The rates for parking vary by zone and there is a daily 4-hour maximum. The parking rates are as following:

  • For Zone A-G: $2 for the first two hours, $6 for hours 3 and 4 up to a maximum of 4 hours in any zone.
  • For Zone H, $1.50 for the first two hours and $4 for 3rd and 4th hours up to a maximum of 4 hours in any zone.

Car Insurance Rates

Car Insurance Rates

Car insurance rates in Canada vary from one province to another. It’s a good thing that the rates for car insurance in the city of Halifax, Nova Scotia is substantially affordable in comparison to many other provinces, landing at an average of $891. The collective average for all the provinces comes to a total of $1151. Therefore, it is still substantially more affordable. 


Monthly Pass


Are you moving and wish you had some help? Check out our free interactive checklist.

Tackle Your Move in Minutes.

1. Save time with every task
2. Access exclusive deals
3. Track your progress

Widget Dashboard


Halifax is full of beautiful locations, museums, sports centers, cinemas, and activity centers along with a number of restaurants, so it is quite affordable and easy to remain entertained in this city. Considering the essentials only, the average cost of entertainment around the city of Halifax includes:

  • Meal, Inexpensive Restaurant: $15.00
  • Meal for 2 People, Mid-range Restaurant, Three-course: $75
  • Domestic Beer (0.5-liter draught): $7
  • 2 tickets to the cinema: $26
  • Taxi trip on a business day, basic cost, 8 km. (5 miles): $20
  • Cocktail drink in the pub: $10

Considering at average cost, if you have had 4 beers, 1 restaurant visit with friends, visited the cinema 2 times, and have had 4 regular restaurant meals per month, that can cost you about $188.


Monthly Cost



Grocery Cost in Halifax

Grocery includes items such as fruits, vegetables, meat, eggs, milk, and others. Cost for some regular groceries that may averagely be purchased include:

Items (1 kg)


Milk (1 Liter)


Loaf of bread




Dozen Eggs


Local Cheese 




Beef round 














Head of Lettuce


Water Bottle 1.5L


Cigarette 20 Pack



Monthly budget for 1 person


Phone and Internet

There are plenty of internet service providers in Halifax as well as cellphone service providers with different packages that are sure to meet everyone’s needs. Considering a general 60 Mbps connection with unlimited download, it will cost you around $90-$100 on average. Finding the best Internet Plan will be easy as there are so many Internet providers available. Whereas 1 minute of the prepaid cost with no plan or discount will cost you around $0.23.

Phone and Internet

Phone with unlimited talk, text and data (Internet is included in Utilities)



Fitness and Personal Care

In terms of fitness and personal care, a one-month fitness club fee averages around 55-60 $ per month. As for healthcare, you are covered with Canada universal healthcare. Having personal insurance is still highly recommended for other personal care services such as the dentist and the optometrist.

Health and Fitness

The average cost of a Fitness membership



Provincial Taxes (Sales, city, and Income taxes)

There are three types of sales taxes in Canada. In the province of Nova Scotia, they have HST that is set at about 15%. Applicable tax on the taxable income includes:

  • 8.79% on the first $29,590 of taxable income, +.
  • 14.95% on the next $29,590, +.
  • 16.67% on the next $33,820, +.
  • 17.5% on the next $57,000, +.
  • 21% on the amount over $150,000.


If you plan on moving to Halifax, then you can calculate the average cost of living in the city using the provided table and selecting the rates along with respective items, and finding the total sum which may vary from one person to another.


Average Monthly Cost of living in Halifax

Illustrations-Mes changements d’adresse (1)





Average rent price for a 1 bedroom apartment + Insurance + Average utility cost

$1216 + $45+ $103


Monthly Pass



Regular grocery basket for one person



Unlimited mobile plan



Monthly cost (see above)


Health and Fitness

The average cost of a Fitness membership





Note: If you are sharing cost with someone, it will be significantly lower. Also, if you are budgeting for a family, you’ll need to add the cost of each family member.

This is an approximation. Price will vary.

Special Mention!

Moving is often synonymous of stress, long administrative tasks and a significant waste of time and money. MovingWaldo helps you solve all these problems in just a few clicks! After some shameless self-promotion, we invite you to discover our free moving tools available to all.

  • Update accounts
  • Connect Internet, TV and Phone.
  • Secure home and auto insurance
  • Find resources, checklists and more.

We bring together more than 700 organizations across Canada with a single and simplified form.

Share this article on social media

Share on facebook
Share on twitter
Share on linkedin

Relevant for your move

Halifax - Office Move
Office Movers
Best Office Moving Companies in Halifax

Best Office Moving Companies Halifax – Find the perfect office mover near me. Moving an office to a different location is stressful and not simple. Fortunately, there are great office movers in Halifax to make the

Read more »
storage halifax
Local storage
5 Best Storage Units in Halifax

Best Self Storage in Halifax – Find the perfect storage units near you. Looking for affordable and professional self storage sin Halifax ? Here’s how we help. We’ve built a list of curated storage units that

Read more »

Need help moving?

Check out MovingWaldo’s free moving platform and find everything your need for your move. No sign up required!

You're moving.

We got you.

Promo code

Enter your promo code and update your cart.

Get our printable change of address checklist directly in your inbox