Cost of living -

How Much Does It Cost to Live in Philadelphia in 2024?

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What is the average monthly cost of living in Philadelphia?

The average cost of living in Philadelphia is $2,077.41 per month.

Philadelphia, popularly known as Philly, is the sixth most populous city in the U.S. It is also one of its oldest cities. The city is sometimes called “The City of Brotherly Love” because of its powerful sense of community. 

This sense of community is what keeps this populous city very intimate and neighborly, and it’s why many people find themselves moving to Philly. It is a great and historic city. Philly is also known for the Philly Cheesesteak, which is essentially a bun with beef, onions, cheese, and pepper unique to the area.

However, before you decide on living in Philadelphia, it’s important to know the cost of living. This guide gives good insight into the significant costs you’ll encounter when living in Philly. Let’s get to it!


The main data collection source for this article is Numbeo and trusted city-related websites, including SEPTA and Revenue PA Gov. The costs presented are estimates and pertain to an individual living alone on a monthly basis.

Cost of Living in Philadelphia, PA – 2024

Housing costs in Philadelphia

Unlike many major cities, housing costs in Philadelphia are very affordable. When compared to cities like NYC, Philly’s average rent is much lower at about 102.93%. 

For this reason, many New York residents have moved over to Philadelphia for a much cheaper cost of living while enjoying the amenities of a metropolis. Philly is also very profitable for real estate developers and investors. See more on the rental and housing costs below. 

Cost of rent in Philadelphia


1-bed apartment

3-bed apartment

Philadelphia (Outside of Center)



Numbeo (Oct 2023)

Cost of buying a property in Philadelphia


Average home price 



Zillow (Oct 2023)

Utility costs in Philadelphia: Internet, electricity and water

Pennsylvania began offering residents the option of selecting their electricity provider in 1997. The result of this decision was a significant increase in competition among Philadelphia’s electric providers. 

As a result, Philadelphians have access to lower electricity rates and choose where to buy their electric power. On average, residents in Philadelphia consume 837 kWh/month. Below is a table of different electricity providers and their rates per kWh.




(Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment



(60 Mbps or More, Unlimited Data, Cable/ADSL)




Numbeo (Oct 2023)

What is the average monthly cost of utilities in Philadelphia?
The average monthly cost of utilities in Philadelphia is $258.05.


Grocery costs in Philadelphia

Philadelphia is an affordable place to live, with its cost of living being close to the national average. Grocery costs in Philadelphia vary from household depending on income, family size, and food preference.

Grocery items in Philadelphia


Milk (regular), (1 gallon)


Loaf of Fresh White Bread (1 lb)


Rice (white) (1 lb)


Eggs (regular) (12)


Local Cheese (1 lb)


Chicken Filets (1 lb)


Beef Round (1 lb)


Apples (1 lb)


Banana (1 lb)


Oranges (1 lb)


Tomato (1 lb)


Potato (1 lb)


Onion (1 lb)


Lettuce (1 head)


Bottle of Wine (Mid-Range)


Domestic Beer (0.5 liter bottle)


Imported Beer (12 oz small bottle)


Numbeo (Oct 2023)

What is the average monthly cost of groceries in Philadelphia?
The average monthly cost of groceries in Philadelphia is $280.56.

Public transit in Philadelphia

Whether you live in the city or the suburbs of Philadelphia you can use the SEPTA (Southeastern Pennsylvania Transportation Authority) public transportation seven days a week, with frequent service every few minutes, to get around and get to all your destinations.

Type of fare


Single ticket


Daily pass


Three day pass


Weekly pass


Monthly pass


SEPTA (Oct 2023)

How much does a monthly transit pass cost in Philadelphia?
The monthly transit pass in Philadelphia costs $96.00 and includes buses, trolleys and various lines including the Norristown High Speed Line.

Cost of The Public Bicycle Sharing System: Indego Bike Prices

Philadelphia, PA is one of the most bike-friendly cities in the country. Philadelphia’s protected bike lanes and scenic trails make cycling an excellent way to see the city’s many parks and trails, as well as an environmentally friendly way to get from one neighborhood to another. Some of the major bike lanes include:

  • East/West on Pine and Spruce Streets
  • Benjamin Franklin Parkway
  • North/South on Delaware Avenue from South Philadelphia to Fishtown
  • Spring Garden Street from Delaware Avenue to the Benjamin Franklin Parkway
  • 5th and 6th Streets from Spring Garden Street to Chestnut Street

Getting around by bike in Philly is easy, thanks to Indego. Philadelphia’s bike-share program is convenient and affordable. Indego has over 100 stations located across the city that offer both classic and electric bikes. Here’s how much it cost to rent Indego in Philadelphia, PA.

Type of fare


Guest Pass

24 Hours of Access


Indego30 Pass

30 Day Pass


Indego365 Pass

Annual Pass


*Rates do not include tax.

RideIndego (Oct 2023)

Entertainment costs in Philadelphia

With all the parks and sports facilities, there are many free ways to get entertained for free in Philadelphia. For activities that aren’t free like dining out and going to the movie theater, they are still relatively cheap.

Entertainment in Philly


Mid-range restaurant meal


Taxi 1h


1 cinema ticket




Numbeo (Oct 2023)

Sales tax in Philadelphia

The sales tax in the state of Pennsylvania is 6%, but when making a purchase in the city of Philadelphia, a 2% is added. This makes the sales tax rate in Philadelphia 8%

Revenue PA Gov (Oct 2023)

Healthcare costs in Philadelphia

The Pennsylvania Insurance Department regulates healthcare costs in Philadelphia. They also collect and review the price list of all healthcare insurance providers in the country and ensure that the prices are neither excessive, inadequate, nor unfairly discriminatory. 

Nevertheless, healthcare costs in Philadelphia, PA, vary among providers. By law, companies with 50 or more employees are required to provide healthcare insurance for employees. 

Type of healthcare


Employer-sponsored health insurance


Non-employer-sponsored health insurance (average cheapest)




Numbeo (Oct 2023) & EHealthInsurance (Oct 2023)

What is the average monthly cost of employee-sponsored health insurance in Philadelphia?
The monthly cost of employee-sponsored health insurance in Philadelphia is $139.83.


It’s easy to see why many people choose to move to Pennsylvania and more specifically Philadelphia. Compared to New York, living in Philly is a bargain. Housing, food, and transportation are much cheaper. Philly gives you the feel of an urban city with a much more affordable cost of living. 

Philly also offers many fun activities and events, some of which are completely free. Playgrounds, trails, parks, and sporting courts provide opportunities for outdoor sports in the city, including basketball, hockey, tennis, and baseball. Are you moving to Philadelphia soon? Make sure you hire one of the best movers in Philadelphia to handle your move to perfection!


Monthly cost

1 bed apt rent outside city center



Numbeo’s grocery list ($70.14 multiplied by 4)



Electricity, heating, cooling, water, garbage


Internet with 60 Mbps


Transit pass



Meal, taxi, movie


Gym membership 





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Selina Cifelli

The author

Selina is a motivated marketing intern with a keen interest in developing engaging content related to moving experiences and city life. With a passion for fashion and traveling, she brings a fresh perspective to our readers. Her talent for crafting innovative written material effectively positions MovingWaldo as a trusted resource for hassle-free and efficient moves.

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