Cost of living - Louisville

How Much Does It Cost to Live in Louisville, KY in 2024?

Featured in this article


What is the average monthly cost of living in Louisville, KY?
The average cost of living in Louisville, KY is $1,585.73 per month.

Louisville is the largest city in Kentucky, the sixteenth largest in the United States, and one of Kentucky’s best places to live. Louisville is mainly known for its horse racing and its delicious fried chicken. The first reported horse races occurred on Market Street in the late 1700s, before constructing racecourses such as Elm Tree Gardens and Oakland Race Course, which were predecessors to Churchill Downs. 

In addition, Louisville is home to Yum Brands, one of the world’s largest fast-food companies. The company owns KFC, Pizza Hut, and Taco Bell. Moving to Kentucky is a good idea because it has a generally lower cost of living than the national average, making the city affordable. Want to know more? Here’s the cost of living in Louisville.


The main data collection source for this article is Numbeo and trusted city-related websites, including Transit Authority of River City and City of Louisville, KY. The costs presented are estimates and pertain to an individual living alone on a monthly basis.

Cost of Living in Louisville, KY – 2024

Housing costs in Louisville, KY

Cost of rent in Louisville, KY


1-bed apartment

3-bed apartment

Louisville, KY (Outside of Center)



Numbeo (Oct 2023)

Cost of buying a property in Louisville, KY


Average home price 

Louisville, KY


Zillow (Oct 2023)

Utility costs in Louisville, KY: Internet, electricity and water

As with almost everything else, electricity costs in Louisville, KY, are lower when compared to the rest of the country. Although Louisville practices deregulated electricity supply, residents can buy power from any company of their choice; utility company Louisville Gas & Electric, or LG&E, is still considered the primary electricity provider in Louisville.

In Louisville, KY, the average residential electricity rate is 24.24% lower than the national average of 11.88¢/kWh. Residential rates across the U.S. vary from 8.37¢/kWh to 37.34¢/kWh.




(Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment



(60 Mbps or More, Unlimited Data, Cable/ADSL)




Electricity Local (Oct 2023) & Numbeo (Oct 2023)

What is the average monthly cost of utilities in Louisville, KY?
The average monthly cost of utilities in Louisville, KY is $263.53.


Grocery costs in Louisville, KY

The low cost of living in Louisville is also reflected in the groceries. When compared to the national average, grocery costs in Louisville, KY, are much lower. Louisville also performs better than most cities in the country when it comes to affordable groceries. 

A single person in Louisville, KY may spend around $247.56 monthly on groceries.

Grocery items in Louisville, KY


Milk (regular), (1 gallon)


Loaf of Fresh White Bread (1 lb)


Rice (white) (1 lb)


Eggs (regular) (12)


Local Cheese (1 lb)


Chicken Fillets (1 lb)


Beef Round (1 lb)


Apples (1 lb)


Banana (1 lb)


Oranges (1 lb)


Tomato (1 lb)


Potato (1 lb)


Onion (1 lb)


Lettuce (1 head)


Bottle of Wine (Mid-Range)


Domestic Beer (0.5 liter bottle)


Imported Beer (12 oz small bottle)


Numbeo (Oct 2023)

What is the average monthly cost of groceries in Louisville, KY?
The average monthly cost of groceries in Louisville, KY is $247.56.

Public transit in Louisville, KY

In Louisville, KY, public transportation is provided by the Transit Authority of River City (TARC), which operates in Bullitt, Jefferson, and Oldham counties in Kentucky, as well as Floyd and Clark counties in Indiana. TARC operates a fleet of over 200 buses. Transit is very affordable in Louisville, see details below.

Type of fare


Single ticket


Daily pass


Weekly pass


Monthly pass


Transit Authority of River City (Oct 2023)

How much does a monthly transit pass cost in Louisville, KY?
The monthly transit pass costs in Louisville, KY is $50.00.

Entertainment costs in Louisville, KY

As the largest city in Kentucky, Louisville offers an array of fun and exciting things, ranging from sports to walks in the park to dining or seeing a movie. Entertainment costs in Louisville, KY, vary from free to cheap to affordable, depending on what activities you decide on doing.

Entertainment in Louisville, KY


Mid-range restaurant meal


Taxi 1h


1 cinema ticket




Numbeo (Oct 2023)

Sales tax in Louisville, KY

Louisville’s 6% sales tax is solely the Kentucky state sales tax, with no additional county, city, or special taxes applied.

City of Louisville, KY (Oct 2023)

Healthcare costs in Louisville, KY

Healthcare costs in Louisville, KY, are in accordance with the state’s policies. Medicare and Medicaid provide coverage to residents of Louisville and all of Kentucky state. As a result of the Obamacare or Affordable Care Act (ACA), the state expanded Medicaid coverage to include individuals and families whose incomes were close to the federal poverty guideline.

It also made healthcare more accessible to those with pre-existing health conditions. Typically, employers are required to contribute at least 50% of employee health insurance premiums. Residents can also get estimated quotes for healthcare on the website.

Type of healthcare


Employer-sponsored health insurance


Non-employer-sponsored health insurance (average cheapest)




Numbeo (Oct 2023), Value Penguin (Oct 2023) & EHealthInsurance (Oct 2023)

What is the average monthly cost of employee-sponsored health insurance in Louisville, KY?
The monthly cost of employee-sponsored health insurance in Louisville, KY is $215.00.


Louisville, Kentucky, is undoubtedly an affordable place to live. The cost of living sits below the national average and below that of many other cities in the country. It’s no surprise why people think about moving to Kentucky; Louisville is not just an affordable place to live, it’s also a friendly and safe city.

Louisville also offers excellent employment opportunities in diverse industries such as shipping and logistics, healthcare and medical science, product manufacturing, and entrepreneurship.

Are you planning to move to Louisville, KY, soon? Make your move easier by hiring one of the best moving companies in Louisville, KY. Save yourself from the hassle or all the heavy lifting and choose to move in comfort.


Monthly cost

1 bed apt rent outside city center



Numbeo’s grocery list ($61.89 multiplied by 4)



Electricity, heating, cooling, water, garbage


Internet with 60 Mbps


Transit pass



Meal, taxi, movie


Gym membership 





Widgets Magazine


Widgets Magazine

Share this article on social media

Selina Cifelli

The author

Selina is a motivated marketing intern with a keen interest in developing engaging content related to moving experiences and city life. With a passion for fashion and traveling, she brings a fresh perspective to our readers. Her talent for crafting innovative written material effectively positions MovingWaldo as a trusted resource for hassle-free and efficient moves.

Relevant for your move

Find a mover

Easily compare multiple quotes

Organize your move

Guided through a checklist

Internet packages

Get up to speed on the new deals

Address change

Update your address in a few clicks

Join the network

Become a trusted vendor in your service area

For agents and brokers

MovingWaldo is a one-stop-shop that simplifies tackling moving tasks

What is MovingWaldo?

We guide millions of families through each step of their moving process, helping them save time and money, and making sure nothing gets left behind.

Trouver un déménageur

Comparez plusieurs devis

Organisez votre déménagement

Guidé à travers une checklist

Changement d’adresse

Mettez Ă  jour votre adresse en quelques clics

Forfaits internet

Soyez au courant des nouvelles offres internet Ă  domicile

Rejoignez le réseau

Devenez un fournisseur de confiance pour desservir votre région

Professionnels de l’immobilier

Prolongez la relation avec vos clients grùce à votre propre plateforme de déménagement personnalisé

Qu'est-ce que MovingWaldo ?

MovingWaldo est un guichet unique qui simplifie la planification du déménagement

Get our printable change of address checklist directly in your inbox