How Much Does It Cost to Live in Victoria?

What is the average cost of living in Victoria? 


The average cost of living in Victoria is $2523.35 per month.  

With a population of 385,999, Victoria stands as the 7th most densely populated city of Canada with an area of about 19.47 Km2 along with the metro area expanding outwards up to 696.15 Km2. The city is the capital of the province of British Columbia and situated on the southern tip of Vancouver Island, making it the southernmost major city in western Canada. The city has a distinct honor of being name after Queen Victoria and is one of the earliest British settlements dating back to 1843. 

Among the most famous historic landmarks of this island include the Parliament Buildings of the Legislative Assembly and the Empress Hotel. The beautiful city of Victoria is also known as the garden city and is a popular tourist destination. The technology sector of the city has become its largest revenue-generating private industry, helping it to make its way in the top 20 list of the best cities in the world to live in (in terms of quality of life).


Cost of living in Victoria - 2023

Housing Cost in Victoria

Given below is a table that lists down the average prices of different types of apartments, their rents, and their costs in the city of Victoria.

City DistrictStudio1 Bedroom2 Bedroom
Downton Victoria$1350$1700$2300
James Bay$1250$1700$2260
Harris Green$1526$1740$2325

What is the average rent cost for a 1-bedroom apartment in Victoria? 


The average rent cost for a 1-bedroom apartment in Victoria is $1706.



Average Cost of Utilities

Electricity, Energy, Water and more

Being situated in the province of British Columbia, the average rate of electricity for the city of Victoria is the same as for the whole province i.e. 12.0¢/kWh, which is one of the modest rates in comparison to provinces like Nunavut standing at 37.5¢/kWh and Northwest Territories at 38.7¢/kWh. If your apartment or house is averagely consuming around 1000kWh, your electric bill will come around $120. 

For an 85m2 apartment, the collective bill of all the utilities is averaged around $100-$120 which includes heating, cooling, garbage, water, etc. The average monthly cost of a utility bill in BC is $296. Electricity may or may not be added to this figure depending upon the rate of consumption.


Home Insurance Rates

As for monthly home insurance rates, throughout the province of British Columbia, if you are living on rent, it is likely that you will be paying home insurance somewhere in-between $16-$40. As for insurance rate if you are a homeowner, the rates vary depending upon the value of the property owned; please consult the table below.

Home Services

Property Value

Average Home Insurance Rate



100 – 300K


300 – 700K


700K – 1.5 M


1.5 – 5 M


What is the average home insurance + utilities cost in Victoria for a 1-bedroom condo? 


The average home insurance + utilities cost in Victoria for a 1 bedroom condo is $130 per month.


Cost of Public Transport and Parking Rates

The transit service that runs in the city of Victoria is run by the BC Transit service. Their fleet consists of High Capacity Double-Decker buses, Heavy-Duty buses, medium-duty buses, and light duty buses. For fare rates, consult the table below.


For the average cost of public transport in the city of Victoria, consult the table below.

For Adults

Cash fare


10 Tickets




Monthly Pass


For Seniors (65+)

Cash fare


10 Tickets




Monthly Pass


For Youth (18 or under)

Cash fare


10 Tickets




Monthly Pass


Students (Post-Secondary)

Cash fare


10 Tickets




Monthly Pass

Consult with school Authorities


Consult with School Authorities

Children (5 and under): Free when accompanied by a paying adult






10 Tickets


Adult Monthly Pass


Youth/Senior Monthly Pass





Cost of The Public Bicycle Sharing System

You will be glad to know that in terms of micro-mobility, the city of Vitoria is blessed with a dockless bike-sharing system where U-Bicycle North America introduced its services in 2017. So far, they have over 500 bicycles that are serving a number of municipalities. The citizens can easily download the app for using the bikes and get themselves registered. The charges may vary from one municipality to another.

Car Parking Rates

The rates for parking cars vary as per zones. Regarding on-street parking, amidst the novel COVID-19, there are no charges for it from 6 PM to 9 AM. Besides the Johnson street parkade, parking in all parkades is also free. There is a four-hour time limit for on-street parking on Sunday, with a fee of $2 per hour in a 90-minute zone and $1 per hour in other areas of downtown. From 9 AM to 6 PM, on-street parking may cost as much as $1.50 to $3 per hour with a 90-minute limit. Besides paying with money, residents can also pay with the ParkVictoria App.

Car Insurance Rates

Car insurance rates in Canada vary from one province to another. Unfortunately, car insurance rates in the province of British Columbia are the highest, landing at a staggering $1832.

What is the BC Transit monthly pass price? 


The BC Transit monthly pass price is $85.

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Victoria is full of beautiful locations to visit and a lot of places to keep yourself entertained. This includes outing with friends, significant other, or just by yourself; but it is still a bit expensive. Considering the essentials only, the average cost of entertainment around the city of Victoria includes:

  • Meal, Inexpensive Restaurant: $23.00
  • Meal for 2 People, Mid-range Restaurant, Three-course: $86
  • Domestic Beer (0.5-liter draught): $7
  • 2 tickets to the cinema: $30
  • Taxi trip on a business day, basic cost, 8 km. (5 miles): $16
  • Cocktail drink in the pub: $11

Considering at average cost, if you have had 4 beers, 1 restaurant visit with friends, visited the cinema 2 times, and have had 4 regular restaurant meals per month, that can cost you about $236.

What is the average cost of entertainment in Victoria?


The average cost of entertainment in Victoria is $236 per month.


Grocery Cost in Victoria

Grocery includes items such as fruits, vegetables, meat, eggs, milk, and others. Cost for some regular groceries that may averagely be purchased include:

Items (1 kg)


Milk (1 Liter)


Loaf of bread




Dozen Eggs


Local Cheese 




Beef round 














Head of Lettuce


Water Bottle 1.5L


Cigarette 20 Pack


What is the average cost of groceries for 1 person in Victoria? 


The average cost of groceries for 1 person in Victoria is $226.35 per month.

Phone and Internet

There are plenty of internet service providers in Victoria as well as cellphone service providers with different packages that are sure to meet everyone’s needs. Considering a general 60 Mbps connection with unlimited download, it will cost you around $75-$80 on average. Whereas 1 minute of the prepaid cost with no plan or discount will cost you around $0.30.

How much does Internet cost in Victoria? 


Internet costs an average of $75 per month for 60 Mbps in Victoria.


Fitness and Personal Care

In terms of fitness and personal care, a one-month fitness club fee averages around $50-60  per month. Several other things that one might consider for personal healthcare. As for healthcare, you are covered with Canada universal healthcare. Having personal insurance is still highly recommended for other personal care services such as the dentist and the optometrist.

What is the average cost of a gym membership in Victoria? 


The average cost of a gym membership in Victoria is $55 per month.


Provincial Taxes (Sales, city, and Income taxes)

There are three types of sales taxes in Canada. In the province of British Columbia, they have PST and GST that are set at about 7% and 5% respectively, coming to a total of 12%. Applicable tax on the taxable income includes.

  • 5.06% on the first $42,184 of taxable income.
  • 7.7% on the next $42,185 and over.
  • 10.5% on the next $12,497 and over.
  • 12.29% on the next $20,757 and over.
  • 14.7% on the next $41,860 and over.
  • 16.8% on the next $62,937 and over.
  • 20.5% on the amount over $222,420.

One may argue that the taxes in some provinces are higher in comparison to others, but due to the additional services that are offered to the residents by the provincial government.


If you plan on moving to Victoria, then you can calculate the average cost of living in the city using the provided table and selecting the rates along with respective items, and finding the total sum which may vary from one person to another.

Average Monthly Cost of living in Victoria

Illustrations-Mes changements d’adresse (1)





Average rent price for a 1 bedroom apartment + Insurance + Average utility cost

$1706+ $30 + $110


BC Transit



Regular grocery basket for one person



Unlimited mobile plan



Monthly cost (see above)


Health and Fitness

The average cost of a Fitness membership





Note: If you are sharing cost with someone, it will be significantly lower. Also, if you are budgeting for a family, you’ll need to add the cost of each family member.

This is an approximation. Price will vary.

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