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How Much Does It Cost to Live in Florida in 2024?

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What is the average monthly cost of living in Florida?
The average cost of living in Florida is $1,904.61 per month.

Florida is the home of Disneyland World, Universal Studios, Kennedy Space Center, and some of the country’s most beautiful beaches. Moving to Florida would mean enjoying an average of 237 sunny days every year, compared with the U.S. average of 205 and zero inches of snow per year, whereas the United States average is 28 inches.

Despite being one of the most popular vacations and retirement destinations in the U.S., Florida is an affordable state to live in. 

In this article, we have covered everything you need to know before moving to the boating and fishing capital of the world. So let us take a look!

Methodology

The main data collection source for this article is Numbeo using data from Florida’s most populous city, Jacksonville, and trusted city-related websites, including JTAFLA and Florida Dept of Revenue. The costs presented are estimates and pertain to an individual living alone on a monthly basis.

Cost of Living in Florida – 2024

Housing costs in Florida

Cost of rent in Florida

Area/Neighborhood

1-bed apartment

3-bed apartment

Jacksonville (Outside of Center)

$1,277.91

$2,157.00

Numbeo (Sept 2023)

Cost of buying a property in Florida

Area/Neighborhood

Average home price 

Jacksonville

$295,910

Zillow (Sept 2023)

Utility costs in Florida: Internet, electricity, and water

Whether you’re a homeowner or a renter, managing utility expenses is a necessity in Florida. Fortunately, the state’s utility costs align closely with the national average. However, it’s important to bear in mind that given Florida’s hot climate, budgeting for air conditioning is crucial to stay comfortable during the sweltering months. 

Utilities

Cost

Basic

(Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment

$152.40

Internet

(60 Mbps or More, Unlimited Data, Cable/ADSL)

$43.00

Total

$195.40

Numbeo (Sept 2023)

What is the average monthly cost of utilities in Florida?
The average monthly cost of utilities in Florida is $195.40.

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Grocery costs in Florida

In Florida, groceries come at an affordable price, aligning with the overall cost-effective lifestyle in the state. Living here won’t strain your budget when it comes to food expenses.

Grocery items in Florida

Cost

Milk (regular), (1 gallon)

$4.33

Loaf of Fresh White Bread (1 lb)

$3.10

Rice (white) (1 lb)

$1.53

Eggs (regular) (12)

$4.33

Local Cheese (1 lb)

$5.46

Chicken Filets (1 lb)

$5.55

Beef Round (1 lb)

$8.46

Apples (1 lb)

$2.12

Banana (1 lb)

$0.70

Oranges (1 lb)

$2.34

Tomato (1 lb)

$2.22

Potato (1 lb)

$1.37

Onion (1 lb)

$1.96

Lettuce (1 head)

$2.38

Bottle of Wine (Mid-Range)

$11.50

Domestic Beer (0.5 liter bottle)

$1.94

Imported Beer (12 oz small bottle)

$4.12

Numbeo (Sept 2023)

What is the average monthly cost of groceries in Florida?
The average monthly cost of groceries in Florida is $253.64

Public transit in Florida

Florida’s inefficient public transit system can be attributed to its challenging terrain, making subway construction impractical. Additionally, the prevalent car culture and the concentration of residents near the coast have reduced the emphasis on developing extensive public transit options.

Type of fare

Rate

Single ticket

$1.75

Daily pass

$4.50

Weekly pass

$20.00

Monthly pass

$65.00

JTAFLA (Sept 2023)

How much does a monthly transit pass cost in Florida?
The monthly transit pass costs $65.00 within Jacksonville.

Entertainment costs in Florida

People across the country visit the famous Walt Disney World. However, Florida is also renowned for its beautiful beaches. Florida offers plenty of activities for active retirees, as well.

Entertainment in Los Angeles

Cost

Mid-range restaurant meal

$40.00

Taxi 1h

$30.00

1 cinema ticket

$14.00

Total

$84.00

Numbeo (Sept 2023)

Sales tax in Florida

The general sales tax rate in Florida is 6%. There are, however, certain exceptions. Such as retail sales of new mobile homes (3%), amusement machine receipts (4%), rental, lease, or license of commercial real property (5.5%) and electricity (6.95%). 

Florida Dept of Revenue (Oct 2023)

Healthcare costs in Florida

Healthcare is an essential expense. Therefore, we always include healthcare costs in our budget when moving to any place. Health insurance costs in Florida will vary greatly depending on your health, medication costs, whether you rely on employer-provided or personal health insurance, and the number of individuals in your household.

Type of healthcare

Cost

Employer-sponsored health insurance

$140.33

Non-employer-sponsored health insurance (average cheapest)

$196.66

Gym

$28.66

Numbeo (Oct 2023) & EHealthInsurance (Oct 2023)

What is the average monthly cost of employee-sponsored health insurance in Florida?
The monthly cost of employee-sponsored health insurance in Florida is $140.33.

Conclusion

Moving to Florida is not so challenging because the cost of living in the sunshine state is affordable. And, if rightly budgeted, you can live in Florida in no time. But, first, get to know the average cost of living in Florida, as mentioned in the table below:

Category

Monthly cost

1 bed apt rent outside city center

$1,277.91

Groceries

Numbeo’s grocery list ($63.41 multiplied by 4)

$253.64

Utilities

Electricity, heating, cooling, water, garbage

$152.40

Internet with 60 Mbps

$43.00

Transit pass

$65.00

Entertainment 

Meal, taxi, movie

$84.00

Gym membership 

$28.66

Total

$1,904.61

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Selina Cifelli

The author

Selina is a motivated marketing intern with a keen interest in developing engaging content related to moving experiences and city life. With a passion for fashion and traveling, she brings a fresh perspective to our readers. Her talent for crafting innovative written material effectively positions MovingWaldo as a trusted resource for hassle-free and efficient moves.

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